A New Asset Class Built for Regional Banks
Diversify your portfolio and grow your business with government-backed returns. Meet regulatory requirements while supporting local healthcare.
Safe, Reliable, Government-Backed Returns
Expand your lending portfolio with a proven asset class backed by Medicare and Medicaid receivables.
Diversified Asset Class
Competitive returns backed by Medicare/Medicaid receivables. A new asset class that complements your existing portfolio.
Regulator Comfort
Increase regulator confidence with a diversified asset class that complements your tried-and-true lending sectors.
Real-Time Monitoring
Government-backed security with transparent, 24/7 real-time monitoring and automated compliance.
Strategic Benefits Beyond Immediate Returns
Healthcare lending with Onza delivers long-term value for your institution.
Portfolio Diversification to Unlock Growth
- • Add a new asset class uncorrelated with your current lending portfolio
- • Complement existing sectors (real estate, construction, etc.) with healthcare
- • Give regulators confidence in your diversification strategy
- • Unlock growth in complementary sectors compliantly
Grow Your SNF Customer Relationships
- • SNF lending opens doors to additional banking services
- • Expand wallet share with healthcare clients
- • Cross-sell treasury, deposit, and other banking products
- • Build deeper, more profitable relationships
Aligned with Local Investment Mandates
- • Support businesses in your community
- • Invest in essential healthcare infrastructure
- • Strengthen regional economic health
- • Meet Community Reinvestment Act requirements
Retain & Enable Top Talent
- • Give your best loan officers new markets to explore
- • Continue to grow your lending business compliantly
- • Build expertise in a growing, stable sector
- • Keep your top performers engaged and productive
For Loan Officers
Grow Market Share, Meet Compliance
New Markets to Explore
Expand your lending portfolio into healthcare, a stable and growing sector with consistent demand.
Faster Deal Closing
Streamlined origination with Flow means you can close more deals in less time, boosting your performance.
Pre-Qualified Borrowers
Marketplace delivers vetted opportunities that match your institution's criteria, saving you time on prospecting.
Relationship Growth
Open doors to cross-sell treasury, deposits, and other banking services to healthcare clients.
For Credit Committees
Safe, Reliable, Government-Backed
Government-Backed Collateral
Loans secured by Medicare and Medicaid receivables—predictable, government-backed cash flows.
Standardized Underwriting
Comprehensive, easy-to-digest metrics from Insight with public CMS data and proprietary benchmarks.
24/7 Monitoring
Real-time collateral tracking and automated covenant monitoring with Sentinel for complete confidence.
Proven Process
Industry-standard reporting and tried-and-true processes used across the healthcare lending industry for years.
Collateral Perfection
Flow ensures UCC filing and collateral perfection every time with automated verification and compliance.
Portfolio Diversification
Add uncorrelated healthcare exposure to complement existing lending sectors and satisfy regulatory requirements.
Built for Compliance and Confidence
Our platform provides the transparency and automation that credit committees demand and loan officers need.
Insight
Trusted, Standardized Underwriting
- • Comprehensive, easy-to-digest metrics for credit committees
- • Public CMS quality benchmarks and proprietary industry data
- • Complete life-to-date fiscal history
- • Industry-standard reporting you can trust
- • Automated underwriting reduces manual review time by 80%
See How Insight Works →
Flow
Perfect Your Collateral Every Time
- • Configurable structures: Sweep accounts, MMRBS securities, or custom
- • Ensures UCC filing and collateral perfection automatically
- • Reduces origination paperwork and overhead
- • Standardized process increases confidence
- • Close deals faster with streamlined documentation
See How Flow Works →
Sentinel
24/7 Real-Time Monitoring
- • Real-time collateral value tracking
- • Automated covenant monitoring
- • Instant visibility into drawdowns and paydowns
- • Automated alerts and borrower communication
- • Sleep easy with continuous risk monitoring
See How Sentinel Works →
Marketplace
Qualified Deal Flow
- • Connect with vetted SNF borrowers in your region
- • Pre-qualified opportunities matching your criteria
- • Expand your healthcare lending book efficiently
- • Only see deals that fit your risk profile
See How Marketplace Works →
For Alternative Lenders
Add Steady Uncorrelated Assets
Scale Your Healthcare Lending Portfolio
Automation & Scale
Scale your healthcare lending portfolio with automated underwriting, origination, and monitoring.
Better Risk Assessment
Comprehensive data and industry benchmarks give you confidence in every deal.
Close More Deals
Faster origination with Flow means higher throughput and more revenue.
Institutional Infrastructure
Proven process with enterprise-grade security.
For Institutional Investors
Diversified Healthcare Exposure
Uncorrelated, Government-Backed Returns
MMRBS Securities
Access to Medicare/Medicaid Receivable Backed Securities - a new asset class with competitive returns backed by government receivables.
Uncorrelated Returns
Add healthcare exposure that's uncorrelated with traditional fixed income and equity markets.
Predictable Cash Flows
Backed by reliable Medicare and Medicaid payments from the federal government.
Real-Time Monitoring
Complete transparency with 24/7 collateral tracking and automated reporting.
Ready to Diversify and Grow?
Join the regional banks and lenders who are building their healthcare lending portfolios with Onza.