Emotional connection between caregiver and patient

Our Story

Quality care depends on capital

Quality care being delivered to patients

Our Mission

To empower skilled nursing facilities with the financial tools they need to focus on what matters most: providing exceptional care to their patients.

Care First

We believe quality patient care should never be compromised by cash flow constraints

Partnership

We're partners in your success, not just a financial service provider

Innovation

We leverage technology to make healthcare financing simple, fast, and transparent

Why It Matters

This isn't just business for us. It's personal.

Access to a well-funded skilled nursing facility transformed John's grandmother's final years—giving her dignity, comfort, and quality care. John and his family found an excellent facility, but John learned firsthand how challenging it is for SNF providers to maintain quality care while managing the financial realities of waiting sometimes months for Medicare and Medicaid reimbursements.

Quality care requires capital to hire skilled staff, maintain facilities, and invest in better outcomes. Yet the providers who dedicate themselves to our most vulnerable patients often struggle with cash flow constraints that limit their ability to deliver the care they want to provide.

That's why we built Onza Finance. We believe that skilled nursing facilities shouldn't have to choose between providing excellent care and maintaining healthy cash flow. Every family deserves what John found for his grandmother—access to quality care delivered by providers who have the resources they need to do their best work.

Andean trilogy exhibit showing condor, puma, and serpent

Behind the Name

The Puma's Path: Strength When It Matters Most

The mysterious Onza of Mexican legend was said to be a close relative of the puma - leaner, faster, perfectly adapted to its terrain. While skeptics dismissed it as myth, locals knew better. They understood that the most powerful creatures often thrive in overlooked places.

In Incan tradition, the puma embodies patience, strength, and wisdom - qualities essential for taking action in the earthly realm. The puma represents Kay Pacha, the world of the living, where real impact happens in the present. Unlike the condor that soars in the heavens or the serpent that moves through the underworld, the puma walks the earth with purpose - meeting challenges head-on with quiet confidence.

This is our approach. Like the puma adapting from tropical lowlands to rugged Andean peaks, skilled nursing facilities show extraordinary resilience - caring for our most vulnerable while navigating financial obstacles that would defeat lesser organizations. They shouldn't have to do it alone.

From Legend to Legacy

Onza is also the name Mexico gave its pioneering 1949 bullion coin - the world's first modern piece containing exactly one troy ounce of pure silver. It set a new standard for clarity, precision, and trust.

We're bringing that same spirit to healthcare finance - creating transparent, technology-driven solutions for a sector others often overlook. Like the Mexican Onza that proved its resilience in the face of skepticism, we see value where others don't look.

We recognize providers who embody onza-like resilience:

•Strength to bridge long reimbursement delays
•Wisdom from decades of industry experience
•Patience to serve society through every cycle
•Agility to thrive amid a rapidly changing world

Every family deserves dignity, comfort, and compassion for those who matter most. Every facility deserves the financial strength to focus on care, not cash flow.

We're the onza in your corner - grounded, powerful, and built to help you tackle today's challenges so your patients receive the care they need now, not when reimbursements arrive months later.

Proven Experience

Our team brings several decades of experience serving some of the largest skilled nursing facilities in the country, participating as one of the largest collateralized lending participants in the US, and running SOX-compliant accounting infrastructure for some of the largest public firms in healthcare and life sciences.

We combine deep industry expertise with cutting-edge technology to deliver solutions that truly understand the unique challenges facing skilled nursing facilities today.