
How It Works
Simple, Transparent, Fast
From application to funding in 7-10 days, with full visibility every step of the way.
Your Journey to Working Capital
7-10 days from start to funding
Create Your Profile with Insight
Connect your EHR system and let Insight automatically generate your comprehensive underwriting package.
- EHR integration (PointClickCare, MatrixCare, etc.)
- Automatic CMS quality metrics pull
- Complete fiscal history compilation
Get Matched in the Marketplace
Our intelligent matching algorithm connects you with lenders who specialize in SNF financing.
- Automatic matching based on your profile
- Receive multiple offers to compare
- Transparent rates: 14-16% (up to 30% below alternatives)
Streamlined Origination with Flow
Choose your lender and complete the origination process with automated workflows and guided setup.
- Automated document generation
- Guided entity structuring for multi-facility organizations
- UCC filing and collateral perfection handled automatically
Get Funded & Monitor with Sentinel
Receive funding and maintain 24/7 visibility into your loan status, collateral, and available capacity.
- Funding disbursed to your account
- Real-time dashboard showing borrowing capacity
- One-click drawdown requests as your business grows
Traditional vs. Onza Timeline
- • Manual underwriting packages
- • Email chains with multiple lenders
- • Complex paperwork and entity setup
- • No visibility during the process
- Automated underwriting with Insight
- Intelligent lender matching
- Streamlined origination with Flow
- 24/7 visibility with Sentinel

Ready to transform your working capital?
Get Started NowExplore Each Platform Component
Insight
Comprehensive underwriting powered by EHR integration and CMS data
Flow
Streamlined origination with automated workflows and collateral perfection
Sentinel
24/7 monitoring with real-time alerts and covenant tracking
Marketplace
Intelligent matchmaking connecting SNFs with specialized lenders