Healthcare worker delivering efficient care

How It Works

Simple, Transparent, Fast

From application to funding in 7-10 days, with full visibility every step of the way.

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Your Journey to Working Capital

7-10 days from start to funding

1
Days 1-2

Create Your Profile with Insight

Connect your EHR system and let Insight automatically generate your comprehensive underwriting package.

  • EHR integration (PointClickCare, MatrixCare, etc.)
  • Automatic CMS quality metrics pull
  • Complete fiscal history compilation
2
Days 2-3

Get Matched in the Marketplace

Our intelligent matching algorithm connects you with lenders who specialize in SNF financing.

  • Automatic matching based on your profile
  • Receive multiple offers to compare
  • Transparent rates: 14-16% (up to 30% below alternatives)
3
Days 3-7

Streamlined Origination with Flow

Choose your lender and complete the origination process with automated workflows and guided setup.

  • Automated document generation
  • Guided entity structuring for multi-facility organizations
  • UCC filing and collateral perfection handled automatically
4
Day 7-10+

Get Funded & Monitor with Sentinel

Receive funding and maintain 24/7 visibility into your loan status, collateral, and available capacity.

  • Funding disbursed to your account
  • Real-time dashboard showing borrowing capacity
  • One-click drawdown requests as your business grows

Traditional vs. Onza Timeline

Traditional Process
60-90
Days to funding
  • • Manual underwriting packages
  • • Email chains with multiple lenders
  • • Complex paperwork and entity setup
  • • No visibility during the process
With Onza
7-10
Days to funding
  • Automated underwriting with Insight
  • Intelligent lender matching
  • Streamlined origination with Flow
  • 24/7 visibility with Sentinel
Professional working on financial planning

Ready to transform your working capital?

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